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Calculators for landlords

For buying, financing, rent, utility costs and management: the calculations landlords and property managers need every day. No account, no sign-up. Every calculation can be shared as a link.

Buying and financing

Purchase costs

Real estate transfer tax, notary, land registry and agent for your state – and the total you need.

Mortgage

Monthly payment, remaining debt after the fixed-rate period and a repayment schedule.

Follow-up financing

What your loan costs after the fixed-rate period – new payment or new term.

Gross rental yield

Annual net cold rent relative to the purchase price – the quick figure for every listing.

Net rental yield

Yield after purchase costs, management, reserves and vacancy.

Rent and deposit

Rent increase

The calculated ceiling up to the local comparative rent – with capping limit (Kappungsgrenze) and earliest date.

Index-linked rent

New rent based on the consumer price index – with index values and the earliest date.

Rent brake

The highest permitted rent when re-letting in areas with a rent brake (Mietpreisbremse).

Rental deposit

Maximum amount and instalments of the deposit under § 551 BGB.

Utility billing

CO2 cost split

Which share of CO2 costs you carry as a landlord – based on the tier model.

Heating cost split

Split heating costs by consumption and floor area – under the Heating Costs Ordinance.

Allocation key

Allocate operating costs by floor area, units, persons or co-ownership shares.

Costs on tenant change

Split costs to the day between the old and the new tenant.

Advance payments

The right new monthly advance payment after the statement.

Statement deadline

When the utility statement must reach the tenant – and how long they can object.

Management and tax

Default interest

Interest on unpaid rent and claims – to the day, with the current base rate.

WEG deadlines

Notice period for owners’ meetings (WEG) and the deadline to challenge resolutions.

Depreciation (AfA)

How much you depreciate on your rental building each year.

Your letting in one place

With CIRO you handle rent payments, utility statements and deadlines in one place: you see the earliest date you can request a rent increase and when a statement must reach the tenant, and you do your bookkeeping without weekend shifts. CIRO takes care of the routine, you make the decisions.

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