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Calculate an index-linked rent

Choose the index level of the last adjustment and the current month, and CIRO fills in the consumer price index values. You see the new rent, the change in percent and when the adjusted rent applies.

Your figures

Prefilled with an example. Overwrite the values with your own figures, the result updates instantly.

€
rent without operating costs and without heating costs
Manual if your lease refers to an older index base
month the last adjustment or the start of the lease refers to
the latest month published before your statement
01.01.2026
day from which the last adjustment applied, otherwise the start of the tenancy
02.11.2026
day your statement reaches the tenant

Your result

New net cold rent

€1,032.63

That is €32.63 or 3.26% more than today.

Change per month
+ €32.63
Change in percent
+ 3.26%

How CIRO calculates

Index September 2025

122.6

Index September 2026

126.6

Point difference

not the change in percent
+ 4.0

Change in percent

new index ÷ old index − 1
+ 3.26%

Current net cold rent

€1,000.00

New net cold rent, rounded to the cent

€1,032.63

When the new rent applies

Month after next following receipt

§ 557b (3) BGB
1 Jan 2027

Rent unchanged for 1 year on

§ 557b (2) BGB
1 Jan 2027

New rent applies from

1 Jan 2027

Lease rules

If your lease contains its own rounding or threshold rules, for example an adjustment only from 5%, they take precedence.

Legal note

The result is a calculation based on your input and does not replace legal advice. Whether an adjustment is valid in an individual case also depends on your lease and the content of the statement. If in doubt, a tenancy lawyer, Haus & Grund or a tenants' association can help.


The link contains your inputs. Anyone who opens it sees exactly this calculation.

Calculation for privately financed housing in Germany under current law. Commercial property, rent-controlled housing (social housing, WBS) and student or care homes are not covered. The result does not replace legal advice. Legal status: 14 Oct 2026. CPI as of: September 2026, published on 13 Oct 2026, base 2020 = 100.

What is an index-linked rent?

With an index-linked rent (Indexmiete), the rent is tied to the consumer price index for Germany (CPI, German VPI) published by the Federal Statistical Office (§ 557b BGB). If living costs rise, the landlord can adjust the rent in the same proportion. If they fall, the tenant can request a reduction.

The agreement must be in writing in the lease. Only the CPI for Germany is permitted, no other index.

  • Alongside an index-linked rent, no increase to the local comparative rent under § 558 BGB is possible.
  • An increase for modernisation is only possible for building measures the landlord is not responsible for.
  • Applies to privately financed housing. Commercial property, rent-controlled housing and student or care homes are not covered.

How to calculate the new rent

The rent changes in percentage terms in the same proportion as the index. CIRO calculates without rounding the percentage in between and rounds only the new rent to the cent.

New rent = current rent × new index value ÷ old index value

Common mistake: the point difference is not the percentage change. If the index rises from 114.3 to 122.8 points, that is 8.5 points but only 7.44%.

Worked example

The net cold rent is €850. At the last adjustment, the CPI was 114.3 points in January 2023; in January 2026 it was 122.8 points.

  1. Change: 122.8 ÷ 114.3 = 1.07437, i.e. + 7.44%.
  2. New rent: €850 × 122.8 ÷ 114.3 = €913.21.
  3. Increase: €913.21 − €850 = €63.21 per month.

Current CPI values

The table shows the consumer price index for Germany, overall index, on base 2020 = 100. As the new index level, use the latest month published before your statement. The Federal Statistical Office usually publishes the final monthly value around the middle of the following month.

Consumer price index for Germany (2020 = 100)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2026122.8123.1124.5125.2125.0124.6125.6125.8126.6–––
2025120.3120.8121.2121.7121.8121.8122.2122.3122.6123.0122.7122.7
2024117.6118.1118.6119.2119.3119.4119.8119.7119.7120.2119.9120.5
2023114.3115.2116.1116.6116.5116.8117.1117.5117.8117.8117.3117.4
2022105.2106.0108.1108.8109.8109.8110.3110.7112.7113.5113.7113.2
2021101.0101.6102.1102.4102.6102.9103.4103.5103.8104.3104.5104.7
202099.8100.1100.3100.4100.4100.599.799.799.799.999.799.8
CPI as of: September 2026, published on 13 Oct 2026, base 2020 = 100. Source: Federal Statistical Office (Destatis), table 61111-0002, retrieved via the Deutsche Bundesbank time series.

About every 5 years, the Federal Statistical Office moves the CPI to a new base year and republishes all values. Always take both values for an adjustment from the same base. If your lease refers to a value on an old base, enter both values manually. Destatis offers a rebasing calculator for this.

Form, waiting period and date

  • The rent must remain unchanged for at least 1 year (§ 557b (2) BGB). Increases under §§ 559, 560 BGB do not count.
  • The adjustment is made by a statement in text form. It states the change in the index and the new rent or the increase as an amount of money (§ 557b (3) BGB).
  • The new rent applies from the start of the month after next following receipt of the statement. If it arrives in October, the new rent applies from 1 December.
  • For a rent increase under § 558 BGB it would only be the third month after receipt. An index-linked rent therefore takes effect one month earlier.

Whether the statement may arrive before the year has passed, as long as the new rent only applies afterwards, has not been conclusively settled. CIRO therefore shows you the safe route: a receipt date for which the month after next falls after the end of the year.

Special cases

  • Index fallen: the tenant can request a reduction. The calculator then shows a negative change.
  • Contractual threshold: if the lease says the rent is only adjusted from a certain change, or prescribes rounding, the lease applies.
  • Rent brake: in areas with a rent brake, the limit applies to the initial rent at the start of the lease (§ 557b (4) BGB). Later adjustments follow the index.

Planned change for tight housing markets

A draft bill by the federal government provides that in tight housing markets, a CPI increase of more than 3% per year should only be passed on to the rent by half. It has not been passed yet (as of 14 Oct 2026). The calculator follows current law.

Rent increase

The calculated ceiling up to the local comparative rent – with capping limit (Kappungsgrenze) and earliest date.

Rental deposit

Maximum amount and instalments of the deposit under § 551 BGB.

Frequently asked questions

Only the consumer price index for Germany (CPI) of the Federal Statistical Office (§ 557b (1) BGB). Other indices are not permitted.

The rent must remain unchanged for at least 1 year. After that you can adjust it with a statement in text form. The new rent applies from the month after next following receipt.

No. If the index rises from 114.3 to 122.8 points, that is 8.5 points but 7.44%. The change in percent is new index ÷ old index − 1.

The change in the index and the new rent or the increase as an amount of money. The statement needs text form, a letter or an email is enough.

Then the tenant can request a reduction of the rent in the same proportion. An index-linked rent works in both directions.

Your letting in one place

With CIRO you handle rent payments, utility statements and deadlines in one place: you see the earliest date you can request a rent increase and when a statement must reach the tenant, and you do your bookkeeping without weekend shifts. CIRO takes care of the routine, you make the decisions.

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